30.pdf

Apart from any fair dealing for the purposes of research or private study, or criticism or review, as permitted under the relevant copyright,

designs and patents acts, this publication may only be reproduced, stored or transmitted, in any form or by any means, with the prior

permission in writing of the publishers.

30 Minutes

... To Make

Yourself Richer

Niki Chesworth

YOURS TO HAVE AND TO HOLD

BUT NOT TO COPY

First published in the UK by Kogan Page, 1998

Reprinted 1998, 1999

Apart from any fair dealing for the purposes of research or private

study, or criticism or review, as permitted under the Copyright,

Designs and Patents Act 1988, this publication may only be

reproduced, stored or transmitted, in any form or by any means, with

the prior permission in writing of the publishers, or in the case of

reprographic reproduction, in accordance with the terms and licences

issued by the Copyright Licensing Agency. Enquiries concerning

reproduction outside those terms should be sent to the publishers at

the undermentioned address:

Kogan Page Limited

120 Pentonville Road

London N1 9JN

The right of Niki Chesworth to be identified as author of this work has

been asserted by her in accordance with the Copyright, Designs and

Patents Act 1988.

British Library Cataloguing in Publication Data

A CIP record for this book is available from the British Library.

ISBN 0 7494 2668 3

Typeset by The Florence Group, Stoodleigh, Devon

Printed and bound in Great Britain by Clays Ltd, St Ives plc

CONTENTS

INTRODUCTION 5

1 THINK RICH 7

2 MAKE THE MOST OF WHAT YOU’VE GOT 10

Where does your money go? 11

3 FREE UP CASH TO START INVESTING 15

Are you spending too much? 15

4 GET ORGANIZED 30

Using a computer 32

5 PROTECTING WHAT YOU’VE GOT 33

Insuring your assets 33

6 HOW RICH ARE YOU? 35

7 HOW RICH DO YOU WANT TO BE? 37

8 SPECULATE TO ACCUMULATE 39

Safety-net savings 39

Tax-free investments 40

Playing the stockmarket 42

Investment options 45

9 GETTING ADVICE 57

Golden rules: 58

10 INVESTING IN PROPERTY 59

Buying to rent 61

11 ALTERNATIVE INVESTMENTS 62

SUMMARY: WELCOME TO A WEALTHY FUTURE 63

The 30 Minutes Series

The Kogan Page 30 Minutes Series has been devised to give your

confidence a boost when faced with tackling a new skill or

challenge for the first time.

So the next time you’re thrown in at the deep end and want to

bring your skills up to scratch or pep up your career prospects,

turn to the 30 Minutes Series for help!

Titles available are:

30 Minutes Before Your Job Interview

30 Minutes Before a Meeting

30 Minutes Before a Presentation

30 Minutes to Boost Your Communication Skills

30 Minutes to Brainstorm Great Ideas

30 Minutes to Deal with Difficult People

30 Minutes to Succeed in Business Writing

30 Minutes to Master the Internet

30 Minutes to Make the Right Decision

30 Minutes to Make the Right Impression

30 Minutes to Plan a Project

30 Minutes to Prepare a Job Application

30 Minutes to Write a Business Plan

30 Minutes to Write a Marketing Plan

30 Minutes to Write a Report

30 Minutes to Write Sales Letters

Available from all good booksellers.

For further information on the series, please contact:

Kogan Page, 120 Pentonville Road, London N1 9JN

Tel: 0171 278 0433 Fax: 0171 837 6348

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