Goods And Gear. The Ultimate Adventurer's Guide.pdf

K ENZER AND C OMPANY PRESENTS A P LAYER ’ S A DVANTAGE ™

GUIDE :

GOODS AND GEAR:

THE U LTIMATE A DVENTURER ' S G UIDE

by Mark Plemmons and Brian Jelke

C REDITS

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GOODS AND GEAR:

T ABLE OF C ONTENTS

I NTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

C HAPTER 1: I NTHE M ARKETPLACE . . . . . . . . . . . . . . . . . . . .5

B ARTERING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

C OINAGE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

D EGREES OF C RAFTSMANSHIP . . . . . . . . . . . . . . . . . . . . . . . . . .10

I NFLATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11

T AXATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12

T RADE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12

M ARKETPLACE F RAUDS , S CAMS AND S WINDLES . . . . . . . . . . . . . .13

M ERCHANT G UILDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .14

C HAPTER 2: W EAPONRY . . . . . . . . . . . . . . . . . . . . . . . . . .15

H AFTED W EAPONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .15

A XES AND P ICKS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18

B OWS AND B LOWGUNS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22

A MMUNITION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .27

C LUBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .29

D AGGERS AND K NIVES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .32

F LAILS AND W HIPS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .38

H AMMERS AND M ACES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .40

M ISCELLANEOUS W EAPONS . . . . . . . . . . . . . . . . . . . . . . . . . . .42

P OLEARMS AND P OLEAXES . . . . . . . . . . . . . . . . . . . . . . . . . . . .49

S IEGE W EAPONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .54

S PEARS AND L ANCES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .56

S WORDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .62

S PECIAL M ATE R I A LS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .72

C RAFTING V ARIANT H ILTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .72

W EAPON A CCESSORIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .72

HM L ARGE W EAPONS AND T ABLES . . . . . . . . . . . . . . . . . . . . . .75

C HAPTER 3: A RMOR , S HIELDS AND B ARDING . . . . . . . . . . . .87

A RMORS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .88

A RMOR A CCESSORIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .92

H ELMETS AND H EAD A CCESSORIES . . . . . . . . . . . . . . . . . . . . . .93

G ETTING I NTO A ND O UT O F A RMOR . . . . . . . . . . . . . . . . . . . . .95

S HIELDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .95

S PECIAL A RMOR M ATE R I A LS . . . . . . . . . . . . . . . . . . . . . . . . . .96

B ARDING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .99

A RMOR M AINTENANCE . . . . . . . . . . . . . . . . . . . . . . . . . . . . .102

C HAPTER 4: C LOTHING . . . . . . . . . . . . . . . . . . . . . . . . .113

C LOTHING L ISTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .114

H EADGEAR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .116

O THER C LOTHING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .117

D ESIGNS AND M ATE R IALS . . . . . . . . . . . . . . . . . . . . . . . . . . .120

C LERICAL R AIMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .121

S YNODAL R AIMENT OF THE D EITIES OF T ELLENE . . . . . . . . . . . . .122

C HAPTER 5: G AMES AND E NTERTAINMENT . . . . . . . . . . . . .127

G AMBLING S IMULATIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . .132

C HAPTER 6: M USICAL I NSTRUMENTS . . . . . . . . . . . . . . . .133

C HAPTER 7: T OOLS , G EAR AND E QUIPMENT . . . . . . . . . . . .145

A CADEMICAND C OMMERCE - RELATED E QUIPMENT . . . . . . . . . . .145

C ONTAINERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .147

H EALING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .148

I LLUMINATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .150

M ISCELLANEOUS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .151

P RECIOUS M ETALS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .156

R ELIGIOUS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .157

R EPAIR K ITS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .158

S EAFARING E QUIPMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . .159

T OOLS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .160

T ALISMANS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .163

T HIEVES ’ T OOLS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .164

V ARIANT C LASS T OOLS , G EAR AND E QUIPMENT . . . . . . . . . . . . . .171

C HAPTER 8: F OOD AND D RINK . . . . . . . . . . . . . . . . . . . .173

B RANDOBIA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .173

T HE C ENTRAL P LAINS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .174

T HE D ELNONDRIAN I SLANDS . . . . . . . . . . . . . . . . . . . . . . . . . .174

T HE E LOS D ESERT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .175

K ALAMAR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .175

T HE K HYDOBAN D ESERT . . . . . . . . . . . . . . . . . . . . . . . . . . . . .176

T HE O BAKASEK J UNGLE . . . . . . . . . . . . . . . . . . . . . . . . . . . . .176

R EANAARIA B AY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .177

S VIMOHZIA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .177

T HE W ILD L ANDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .178

T HE Y OUNG K INGDOMS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .178

F OODSTUFFS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .179

B READS & C EREALS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .179

D AIRY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .180

D RINKS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .180

F RUITS AND P OTHERBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .184

F ISH AND O THER M EATS . . . . . . . . . . . . . . . . . . . . . . . . . . . .185

H ERBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .187

M ISCELLANEOUS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .188

O THER F OODSTUFFS AND M EALS . . . . . . . . . . . . . . . . . . . . . .188

S AUCES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .192

S PICES AND S EASONINGS . . . . . . . . . . . . . . . . . . . . . . . . . . .192

C HAPTER 9: C ONCOCTIONS . . . . . . . . . . . . . . . . . . . . . .193

A LCHEMICAL M IXTURES . . . . . . . . . . . . . . . . . . . . . . . . . . . . .193

H ERBAL C ONCOCTIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .197

H ERBAL R EMEDIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .199

P OISONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .200

D RUGS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .202

C HAPTER 10: P ERSONAL G OODS AND S ERVICES . . . . . . . . .204

C OSMETICS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .204

G ROOMING AND H AIR S TYLES . . . . . . . . . . . . . . . . . . . . . . . .204

P ERFUME . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .205

S ERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .205

H IRELING P ROFESSIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .208

NPC S TAT I ST I C S . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .213

M ERCENARIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .218

B ROTHELS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .225

S LAVES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .226

C HAPTER 11: A NIMALS . . . . . . . . . . . . . . . . . . . . . . . . .227

A NIMAL A CCESSORIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .244

C HAPTER 12: L ODGING . . . . . . . . . . . . . . . . . . . . . . . .245

S LEEPING A RRANGEMENTS . . . . . . . . . . . . . . . . . . . . . . . . . . .245

R ENTED A CCOMMODATI O NS . . . . . . . . . . . . . . . . . . . . . . . . . .246

F URNITURE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .247

C OOKING AND E ATI N G U TENSILS . . . . . . . . . . . . . . . . . . . . . . .247

B UILDINGS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .249

C HAPTER 13: T RAVEL AND T RANSPORTATION . . . . . . . . . . .251

D ANGERS OF T RAVEL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .251

T RAVELING BY L AND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .251

T RAVELING BY W ATE R . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .252

S HIP A CCESSORIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .258

H IRED T RANSPORTATION . . . . . . . . . . . . . . . . . . . . . . . . . . . .258

I NDEX . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .259

Introduction

I NTRODUCTION

A BOUT T HIS B OOK

Goods and Gear: the Ultimate Adventurer's Catalog describes a

variety of medieval-fantasy arms, equipment and services that can be

used with multiple games and campaign settings.

For the sake of consistency, item descriptions and flavor text refer

to one particular campaign setting: the K INGDOMS OF K ALAMAR . In

this realistic, dynamic world of Tellene, complex political alliances

mix with marauding bands of humanoids, and medieval technology

and culture come face to face with magic and the fantastic.

Whatever type of adventure you seek, you can find it here.

Of course, while many items have a racial name specific to this

setting, you may notice that other items or weapons (such as the

flamberge sword) have the same name as they do here on Earth.

These non-Tellenian names or words, such as "flamberge" or

"flask," are considered the Merchant’s Tongue name for this item.

(Merchant’s Tongue is the international language of trade, often

considered equivalent to the Common tongue in other settings.) If

you are not using this setting, you can either disregard setting-

specific information or adapt it to fit into your own world.

Readers who are already familiar with similar equipment from

other sources may notice that some details and game mechanics

differ. This is due partly to the flavor of the different campaign

settings, and to the differing creators and writers. Use what you

want and adapt the ideas to the specifics of your game. Remember,

though this book is very comprehensive, there are always other items

available, limited only by your imagination (and that of your

Dungeon Master). For in a universe of magic and multiple planes

of existence, anything is possible!

Chapter 1: In the Marketplace introduces you to the topics of

bartering, coinage, craftsmanship, taxes, trade and more.

Both player and Dungeon Master will certainly find many

ideas to incorporate into their own shopping sprees.

Chapter 4: Clothing presents clothing for all types of characters,

as well as introducing an optional "style point" system that

takes into account how the character's clothing affects those

he or she interacts with.

Chapter 5: Games and Entertainment provides a detailed list of

items commonly used by with an acting profession, as well as

basic entertainment and gambling simulations.

Chapter 6: Musical Instruments includes dozens of such items

usable by bards and other characters with a flair for music.

Chapter 7: Tools, Gear and Equipment details various equip-

ment used by many professions, including: academic, arcane,

commercial, clerical, engineering, seafaring and thieving.

Chapter 8: Food and Drink details many differing meals and

dining customs, as well as lists of foodstuffs (breads, desserts,

alcoholic and non-alcoholic drinks, fruits, fish and meats,

herbs, and more).

Chapter 9: Concoctions covers many alchemical, herbal and

poisonous mixtures, as well as alchemical items. Also

included are information on drugs and their effects.

Chapter 10: Personal Goods and Services goes into detail on

cosmetics, grooming and hair styles, as well as dozens of Non-

Player Characters (NPCs) and the services that they provide.

Chapter 11: Animals includes a listing of commonly encoun-

tered animals that the player characters are likely to encounter,

either in battle or as allies. Also included are price lists and

details on related accessories.

Chapter 12: Lodging provides information on buildings,

sleeping arrangements, and other related items found in

homes and inns through the land.

Chapter 2: Weaponry provides the reader with information

hundreds of different weapons, plus information on their

basic parts and types. You see, while the basic weapons

provided by most roleplaying books are enough for many

campaigns, they fail to provide any racial or regional flavor.

For example, how does a bow crafted by elves, hobgoblins and

humans of different regions vary? Is it length, material, game

statistics, or a combination of the above? This chapter answers

those questions.

Chapter 13: Travel and Transportation lists the dangers and

costs of travel by land and by sea, as well as detailing the many

methods of available transport.

H OW TO U SE T HIS B OOK …

As noted above, this supplement can be used with multiple game

systems and campaign settings. Details on this follow below.

… WITH THE K INGDOMS OF K ALAMAR CAMPAIGN SETTING

For players and Dungeon Masters who already use this setting,

most of the information in this book is applicable. Each description

divulges where the item is found on Tellene, and who is most likely

to use it. This supplement also assumes that you are using the

Chapter 3: Armor, Shields and Barding gives information on

these items, as well as details on various accessories, mainte-

nance and materials.

Introduction

current (version 3.5) edition of the Dungeons & Dragons rules. As

a player, you need the D&D Player’s Handbook . DMs should have

access to the D&D Dungeon Master’s Guide and the D&D Monster

Manual . Other recommended (but not required) references include

the K INGDOMS OF K ALAMAR Player’s Guide , Villain Design Handbook ,

and Dangerous Denizens: the Monsters of Tellene . One of our many

other fine supplements or adventures would also be useful when

running your campaign.

Game statistics are presented in tables, either with the

HackMaster statistics or in a separate table (indicated by "D" for

Dungeons & Dragons, or "H" for HackMaster). Most of the items

that appear herein do not have wide circulation, meaning that DMs

should feel free to introduce only those items that they choose.

Many items can be found only in certain areas of Tellene, and can

only be constructed or repaired by trained smiths or crafters. On

the other hand, DMs should also feel free to increase the availability

of items they like. Finally, the prices listed with the items are merely

suggestions. Each vendor on Tellene is likely to have differently

priced items. Unfamiliar or rare items are likely to be more expen-

sive when found.

you may keep the flavor text as is. Otherwise, you may alter it to fit

your own campaign setting.

For the rules, however, HackMaster players will need a copy of

the HackMaster Player’s Handbook, and would benefit from one or

more of the four class books (either the Spellslinger’s Guide,

Combatant’s Guide, Zealot’s Guide, or Griftmaster’s Guide).

GameMasters (GMs) will also need a copy of the HackMaster

GameMaster’s Guide.

In this supplement, HackMaster-specific statistics are either

included in the d20 tables or have their own tables (indicated by an

"H" in the table name). When no HackMaster-specific statistic

appears, the listed value applies. In addition, any non-campaign

specific information in the item descriptions still applies to the

HackMaster version of the item. Finally, most HackMaster-specific

rules are called out in italics for ease of reference.

… WITH OTHER D 20 CAMPAIGN SETTINGS

Even if you do not use the K INGDOMS OF K ALAMAR campaign

setting, this book is an excellent resource for your game. Most of

the items and weapons in this book have counterparts in reality,

meaning that they have a logical basis in most campaigns. In

addition, many of Tellene's human cultures have general character-

istics that could appear in any campaign.

Brandobians: are vibrant and proud, with a love of exploration.

Dejy: are diverse, nomadic and tribal, but are also skilled

craftsmen.

Fhokki: are tall, bearded and clannish, with bodies adapted to

the cold north.

Kalamarans: are proud and militaristic, with a love of grandeur.

Reanaarians: are artistic, open-minded, and often sailors or

merchants.

Svimohz: are dark-skinned, wise and strong, with an ancient,

rich culture.

Items from most nonhuman cultures, such as dwarves and elves,

can easily be substituted into another campaign setting with little

difficulty. Hobgoblin gear might go to orcs, humans or other

hobgoblins, depending on the campaign setting.

As a d20 player, you will need access to the D&D Player’s

Handbook . DMs should have the D&D Dungeon Master’s Guide

and the D&D Monster Manual . In this supplement, d20-specific

statistics are either included with the HackMaster items (see below),

or have their own tables (indicated by an "D" in the table name).

Note that the DM may want to adjust the listed prices so that they

fit within his or her campaign.

Throughout this book, you may notice references to unfamiliar

character classes such as Basiran Dancer (Dan), Brigand (Brg),

Gladiator (Gld), Infiltrator (Inf ), Shaman (Sha) and Spellsinger

(Spl). These are simply variant classes, defined in the K INGDOMS OF

K ALAMAR Player’s Guide .

… WITH H ACK M ASTEROREARLIER EDITIONS OF D&D

As the K INGDOMS OF K ALAMAR setting can be used with multiple

game systems, you may already be using it for your HackMaster

game, or an earlier edition of D&D (pre-version 3.0). In this case,

Chapter 1: In the Marketplace

C HAPTER 1:

I N THE M ARKETPLACE

This chapter deals with bartering, coinage, the economy of

Tellene, and touches upon other topics detailed further in this book.

A player or Dungeon Master who wishes to understand the inner

workings of buying, selling and trading goods on Tellene should

certainly read this chapter before embarking upon any shopping

sprees.

about how much his sword is worth, and raising its price back to the

original 315 gp.

Both characters choose to continue bartering for a final round,

and roll. Kelghaz has a total roll of 4 (3+1), and the weaponsmith

has a total of 10 (8+2). The weaponsmith wins, using his persuasive

salesmanship to convince Kelghaz that this sword is worth even

more. Kelghaz trades the weaponsmith an amount of goods equal

at least to 347 gp (315 + 10% = 346.5 before rounding up), and

walks away with the sword, scratching his head. If the characters

agree to a price and the Player Character (PC) refuses to pay, the

Non-Player Character (NPC) will act according to his nature. If

using the D&D rules, the DM may use a Diplomacy check to deter-

mine the NPC’s reaction. Since the PC in this case begins from a

negative starting point, impose a –2 to –4 circumstance penalty to

the PC’s check.

HackMaster: HackMaster rules for bartering can be found on page

322 of the HackMaster Player’s Handbook (GameMasters should

also consult page 169 of the HackMaster GameMaster’s Guide).

When two characters skilled at bartering negotiate against each

other, the one who succeeds by more can move the value 10% in

the direction he wishes. Most characters will bargain for three

rounds, but after that there is a 5% cumulative chance per round

that a character will simply walk away in frustration (with some

personalities and situations, this may happen anyway!).

B ARTERING

Bartering, the oldest form of exchange on Tellene, occurs when

individuals trade goods for other goods without coins changing

hands. Among humans, bartering is most common in the lands of

Drhokker, and in settlements of only a few hundred (or less) inhab-

itants. Elven, halfling and gnome communities also barter goods as

a primary method of exchange. The goods may be of equivalent

worth, where the gold piece value of the exchanging goods are

identical, or they may be of favorable worth. In favorable bartering,

the characters exchange goods that are not necessarily of equal gold

piece values. A starving fighter may trade his prized sword for a

bowl of stew, or a rogue may trade a set of masterwork artisan’s tools

(55 gp) for a set of ordinary thieves’ tools (30 gp).

Favorable bartering must always be role-played out, because the

perceived value of each item depends upon the item, character and

situation. In standard bartering, however, players may choose to

either role-play or use dice to set the price. Using dice to settle

bartering takes a maximum of three rounds, as detailed below.

In each round, both characters roll 1d20, adding his or her

Charisma bonus to the result. Characters with the Bazaar Veteran

feat (see the K INGDOMS OF K ALAMAR Player’s Guide ) add +2 to this

roll. The winner of the roll forces the opponent to raise or lower the

price of the opponent’s barter item by 10%. Either character can

choose to stop here, or continue for a second or third round. Once

either character chooses to halt, the favorable bartering is ended and

the deal is set. Note that attempting to intimidate a prominent

merchant usually ends in the merchant calling for help and the

character being hauled away by the city guards.

For example, let us say that Mark’s character, a sil-karg fighter

named Kelghaz Hazar (Charisma 12, bonus of +1), chooses to enter

into bartering with a Svimohz weaponsmith (Charisma 14, bonus of

+2) for a masterwork longsword (cost 315 gp). In the first round,

Kelghaz has a total roll of 16 (15+1), while the weaponsmith has a

total roll of 12 (10+2). Kelghaz wins, forcing the weaponsmith to

drop the value of the sword to 284 gp (315 – 10% = 283.5 before

rounding up).

Both characters choose to continue bartering, so they roll again.

Kelghaz has a total roll of 13 (12+1) while the weaponsmith has a

total roll of 15 (13+2). The weaponsmith wins, changing his mind

C OINAGE

The other method to obtain goods, rather than bartering, is by

paying with coins. Coinage makes transactions easier and smoother,

and was developed independently by many different civilizations.

Among the adventurers of Tellene and Garweeze Wurld, the gold

piece is the most prevalent coin. Merchants and the upper class also

use the gold piece as their standard coin, though exotic goods,

promissory notes and even gold bars are used when dealing with

large quantities of goods or services. After all, who wants to try to

transport 50,000 gold coins? Promissory notes are the most

common of the three, for they are easiest to safely carry. These notes

are written documents marked with both the debtor’s and creditor’s

seals, sigils or marks, and witnessed by a (usually Castle) official.

Falsifying, stealing or not holding up your end of the bargain stated

in the promissory note is strictly prohibited. Violators are punished

by heavy fines, time in the pillory and/or public flogging. For very

serious offenses, punishment includes the above, plus confiscation

of property and either exile for life, or death.

Among beggars and the poorest commoners, the copper is most

prevalent, while among the general populace it is the silver piece.

On the other end of the scale, the wealthiest men and women

(usually royalty) often deal in platinum pieces. Of course, as

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